Does salary differ under old and new tax regimes?

Your gross salary stays the same, but net take-home differs. The new regime has lower rates but fewer deductions.

💰 India's Salary Tools

Free Online Salary Calculators

Q: What is in-hand salary?

In-hand salary is the amount you actually receive in your bank account after all deductions like PF, professional tax, and income tax.

Q: How is salary different from CTC?

CTC is the total employer cost including employer PF, insurance, and bonuses. Your in-hand salary is always lower than CTC.

Q: Are these calculators accurate for FY 2025-26?

Yes, all calculators are updated with the latest Union Budget 2025-26 tax slabs and rules.

Q: Can I use these for salary negotiation?

Absolutely. Use CTC to In-Hand and Salary Increment calculators to model different scenarios.

Q: Do freelancers need different calculators?

Yes, freelancers have GST obligations and different tax rules. Use the Freelance Income Calculator.

Calculate in-hand salary, CTC breakdowns, tax deductions, monthly take-home pay, and more - all based on the latest Indian tax regime. Accurate, formula-driven, and completely free.

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Salary & Tax Calculators

Every calculator you need for salary planning, tax computation, and income breakdowns in India.

Most Popular Salary Calculators

💰 CTC to In-Hand Calculator 💵 In-Hand Salary Calculator 🏛️ Income Tax Calculator 🏦 Provident Fund Calculator 📋 Salary Breakup Calculator 🎁 Gratuity Calculator ⚖️ Old vs New Tax Regime 🌴 Leave Encashment

What Are Salary Calculators?

Salary calculators are tools that help you estimate your actual take-home pay after all deductions. In India, your CTC (Cost to Company) is never what you receive in your bank account - deductions for Provident Fund (PF), professional tax, income tax, and other statutory components reduce your gross salary significantly. Use our CTC to In-Hand Calculator to see exactly what your offer letter means in monthly take-home terms, or try the Salary Breakup Calculator to understand each component of your CTC structure.

How These Salary Tools Help

Whether you're a salaried employee comparing the old vs new tax regime, a job switcher evaluating an offer using the In-Hand Salary Calculator, an HR professional running payroll with bonus and gratuity calculations, or a freelancer estimating net income after GST using the Freelance Income Calculator - these tools give you precise, formula-driven results instantly. Calculate overtime pay for extra hours, estimate leave encashment at resignation, or model your salary increment before an appraisal discussion.

💼 Salary & CTC Calculators

Calculate in-hand salary, CTC breakdowns, and salary conversions

💵

In-Hand Salary Calculator Popular

Estimate your exact monthly in-hand salary after PF, professional tax, income tax, and all statutory deductions from your CTC. Also try the 2026 updated version for latest tax slabs.

CTCTake-HomeDeductions

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📊

In-Hand Salary Calculator (2026) New

Updated specifically for Union Budget 2025-26 with new tax regime slabs and revised standard deduction limits. Compare results with the Old vs New Regime tool to pick the better option.

2025-26New RegimeBudget

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📋

Salary Breakup Calculator

Decompose your CTC into every component - Basic, HRA, DA, Special Allowance, employer PF contribution, and more. Understand exactly where your salary goes and use the Leave Encashment Calculator to value unused leaves.

CTC BreakupComponentsHRA

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🔄

CTC to In-Hand Calculator Popular

Paste your offer letter CTC and get exact monthly and yearly in-hand salary with all deductions itemized. Perfect for job switchers evaluating offers - pair with the Salary Increment Calculator to compare hike percentages.

CTCMonthlyYearly

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📅

Monthly Salary Calculator

Convert your annual CTC or gross salary to monthly take-home instantly. See a clear breakdown of what you'll receive each month after PF, tax, and professional tax deductions.

MonthlyTake-Home

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📆

Annual Salary Calculator

Convert your monthly salary to an annualized CTC figure including all components. Useful for comparing job offers and calculating income tax liability on your total yearly earnings.

AnnualYearlyPackage

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⏰

Salary to Hourly Calculator

Find your effective hourly rate from your monthly or annual salary - essential for freelancing comparisons and overtime pay calculations. Compare with the reverse conversion tool.

Hourly RateFreelance

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💼

Hourly to Salary Calculator

Convert your hourly wage to monthly and annual salary figures - factor in hours per week, working days, and see the freelance income equivalent after GST and taxes.

HourlyAnnualConversion

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📈

Salary Increment Calculator

Model your salary after a percentage hike - compare old vs new CTC and in-hand pay side by side before your appraisal. Check the impact on your income tax bracket after the raise.

HikeAppraisalIncrement

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🏛️ Tax & Deduction Calculators

Income tax, PF, professional tax, gratuity, and other statutory deductions

🏛️

Income Tax Calculator Popular

Calculate your income tax under both old and new regimes with detailed slab-wise breakdown. See which regime saves you more - then use the Old vs New Regime Comparator for a side-by-side view.

Old vs NewSlabs80C

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⚖️

Old vs New Tax Regime Popular

Side-by-side comparison of both tax regimes with your actual salary numbers. Find out which saves you more based on investments and deductions under Section 80C, 80D, and HRA.

CompareTax SavingsRegime

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🏦

Provident Fund (PF) Calculator

Calculate employee and employer PF contributions from your basic salary. Estimate your EPF corpus at retirement with compound interest - this amount also reduces your post-tax take-home each month.

EPFPFRetirement

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📑

Professional Tax Calculator

Calculate state-wise professional tax deductions with updated slabs for Maharashtra, Karnataka, West Bengal, and all other Indian states. See how PT affects your take-home salary.

State-WisePTDeduction

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🎁

Gratuity Calculator

Calculate your gratuity payout based on years of service and last drawn basic salary. Check eligibility (5+ years) and estimate the tax-free amount - also calculate your leave encashment for total exit benefits.

Gratuity5+ YearsPayout

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🌴

Leave Encashment Calculator

Calculate the exact cash value of your unused earned leaves at resignation, retirement, or year-end. Understand taxability rules and encashment limits - combine with gratuity calculation for total exit payout.

Calculate statutory bonus (8.33% to 20% of basic) and performance bonuses based on company policies. See how bonus income impacts your income tax calculation for the financial year.

StatutoryPerformanceAnnual

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🧾

Post-Tax Salary Calculator

Enter your gross salary and see the exact amount after income tax, cess, and surcharge are deducted. For a more detailed breakdown including PF and PT, use the In-Hand Salary Calculator.

Post-TaxNet IncomeDeductions

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✅

Take-Home After Tax Calculator

The simplest way to see your net pay - enter gross salary, get instant take-home using current FY 2025-26 tax slabs. For CTC-based calculation, use the CTC to In-Hand tool instead.

Net PayPost-TaxSimple

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💻 Freelance, Overtime & Work Calculators

Tools for freelancers, interns, and employees with special pay structures

💻

Freelance Income Calculator

Calculate your real income as a freelancer after GST (18%), income tax, and business expenses. Compare freelance earnings with a salaried equivalent using the Salary to Hourly converter.

FreelanceGSTSelf-Employed

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⏱️

Overtime Pay Calculator

Calculate overtime earnings for extra hours worked - supports standard rate (1.5x), holiday rate (2x), and custom multipliers. First find your base hourly rate from your monthly salary.

OvertimeExtra HoursWages

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🎓

Internship Stipend Calculator

Calculate your net internship stipend after TDS deduction. Understand when stipend becomes taxable (above ₹2.5L threshold), how to claim refunds, and compare with the Income Tax Calculator for full tax planning.

InternshipStipendTDS

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— How It Works —

Simple, Accurate, Instant

Every calculator follows the same fast workflow.

Enter Your Salary

Type your CTC, monthly salary, or hourly rate — whichever you have.

Set Preferences

Choose tax regime, state, deductions, PF options, and other applicable inputs.

Get Instant Results

See a complete breakdown — in-hand pay, deductions, tax liability, and component-wise split.

Compare & Download

Compare regimes, export results, or adjust inputs to model different salary scenarios.

— Why Us —

Why Use Our Salary Calculators?

🎯

Accurate & Formula-Driven

Every calculation is based on official tax slabs, PF rules, and standard formulas — no guesswork, no approximations.

📊

Updated for 2025-26

All calculators reflect the latest Union Budget 2025-26 tax slabs and deduction limits under both old and new regimes.

🔒

100% Private

Your salary data stays in your browser. No server uploads, no accounts, no logging — complete confidentiality.

⚡

Instant Results

Calculations update in real-time as you type. No submit buttons, no page reloads — see results immediately.

📱

Works on All Devices

Fully responsive on desktop, tablet, and mobile. Calculate your salary from anywhere, anytime.

🚫

No Login Required

No sign-up, no email, no premium walls. Every calculator is completely free with zero restrictions.

— Who It's For —

Built for Everyone in India

Whether you're negotiating a job offer or planning your taxes.

Salaried Employees

Job Seekers & Freshers

HR & Payroll Teams

Freelancers & Consultants

Startup Founders

CA & Tax Professionals

Students & Interns

Gig Workers

FAQ

Frequently Asked Questions

What is in-hand salary?

In-hand salary (also called take-home pay or net salary) is the amount you actually receive in your bank account after all deductions — including PF, professional tax, income tax, and other statutory deductions — are subtracted from your gross salary.

How is salary different from CTC?

CTC (Cost to Company) is the total amount your employer spends on you, including employer PF contributions, insurance, bonuses, and other benefits. Your actual in-hand salary is always lower than CTC because these employer-side costs are deducted.

Does salary differ under the old and new tax regimes?

Your gross salary stays the same, but your net take-home differs. The new regime (2025-26) has lower tax rates but fewer deductions. The old regime allows deductions under 80C, 80D, HRA, etc. Use our Old vs New Regime Calculator to compare which saves you more.

Are these calculators accurate for FY 2025-26?

Yes. All calculators are updated with the latest Union Budget 2025-26 tax slabs, standard deduction limits, and PF rules. We update them promptly whenever government policies change.

Is my salary data safe?

Completely safe. All calculations happen locally in your browser. Your salary figures are never sent to any server, stored in any database, or tracked in any way. Close the tab and all data is gone.

Can I use these for salary negotiation?

Absolutely. Use the CTC to In-Hand Calculator to understand what a CTC offer actually means in terms of monthly take-home. Use the Salary Increment Calculator to model hike scenarios before your appraisal discussion.

Do freelancers need different calculators?

Yes. Freelancers don't have employer-side deductions like PF or professional tax, but they have GST obligations and different tax computation rules. Use the Freelance Income Calculator which accounts for these differences.